Individual Coverage

Ohio Health Insurance simplifies the often complex process of selecting a family or individual health insurance plan, ensuring you can access a wide range of choices and innovative solutions tailored to your healthcare needs. Our focus is on providing comprehensive coverage options for individuals under 65. We stay updated on the latest healthcare reforms to offer the most current products, both off the exchange and through the marketplace. This includes plans where you may be eligible for monthly government tax credits, helping to make your healthcare coverage more affordable.

In addition to our standard health insurance plans, we specialize in short-term plans for those needing temporary coverage. Whether between jobs, waiting for another insurance plan to begin, or simply needing a stopgap solution, our short-term plans offer flexibility and peace of mind during transitional periods. At Ohio Health Insurance, we aim to provide you with the best options to ensure you and your family are protected, no matter your situation.

The Patient Protection and Affordable Care Act, or the PPACA or Obamacare, changed how Americans purchased health insurance. The new law eliminated underwriting. We no longer ask health questions. You can not be denied coverage due to preexisting conditions or if you haven’t had a compliant health insurance policy.

Special Enrollment Periods for 2024

You do not need to wait until the Open Enrollment Period if you experience certain line changes:

• Lose your health policy
• Getting married
• Have a baby
• Adopt a child
• Move to a new state
• Becoming a US citizen
• Death of a covered family member
• Changes in income that affect eligibility
• Turning 26 and aging off your parent’s policy

If you lack access to affordable care at work, you may qualify for help paying for your health insurance policy.